USDA Sets January Interest Rates
WASHINGTON - Jan 2/25 - SNS -- The USDA set loan interest rates for January 2025. The loans are intended to help agricultural producers start or expand their farming operation, purchase equipment and storage structures or meet cash flow needs. Interest rates for Operating and Ownership loans forâ¯January 2025â¯are as follows:â¯â¯ - Farm Operating Loans (Direct): 5.125%
- Farm Ownership Loans (Direct): 5.625%
- Farm Ownership Loans (Direct, Joint Financing): 3.625%
- Farm Ownership Loans (Down Payment): 1.625%
- Emergency Loan (Amount of Actual Loss): 3.750%
- Commodity Loans(less than one year disbursed):5.250%
Farm Storage Facility Loans:
- Three-year loan terms: 4.125%
- Five-year loan terms: 4.125%
- Seven-year loan terms: 4.250%
- Ten-year loan terms: 4.250%
- Twelve-year loan terms: 4.375%
- Sugar Storage Facility Loans(15 years): 4.500%
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